All the difficult decisions have already been made. All your loved ones need to do is work with the funeral home to follow your instructions. Hopefully, this guide will talk you through the process of pre-planning a funeral.
Consider the Type of Funeral You Want
There are multiple aspects to planning a funeral. It’s best to talk to Wodonga funeral directors. They will be able to guide you through the process, helping you decide the farewell you want. When the time comes, your family will have a clear reference, helping them execute your wishes. You can rest assured that the best funeral home in Wodonga will follow your instructions.
You Can Pay in Advance
During the planning process, you can request an itemized list of funeral expenses. If you are happy with the costs, you can move forward. If not, you can change your selection to reduce the costs. Following the death of a loved one, grief can cause people to make emotional choices. When pre-planning, you’ll be able to make more rational choices, ensuring you are getting value for money.
Once you are satisfied with the arrangements, you can start pre-paying. This will give you peace of mind, as you know everything has been taken care of. Plus, you’ll be able to lock in today’s price, protecting you from potential price rises.
There are a few ways that you can pre-pay for a funeral. You can pay upfront. Or you can arrange a funeral bond through Sureplan or Foresters.
Thirdly, you can take out funeral insurance, paying a fortnightly premium. However, as you grow older your premiums will start to increase. Because of this, it’s usually cheaper to work directly with Wodonga funeral homes.
Tax Advantages of Paying in Advance
Paying in advance is not just about eliminating the financial burden on your family. It can also have several advantages during your life. The government doesn’t consider it an asset. Because of this, it won’t have any impact on your pension payments.
Make Your Arrangements Known
Wodonga funeral homes will respect your wishes, creating the type of ceremony that you wanted. But this will only be possible if you make these arrangements known. It’s best to write them down. Make sure that this document will be easy to find in the event of your passing. It’s a good idea to have multiple copies. One can reside with your attorney, another with your family members.
A common mistake is putting these documents with the will. The issue is that the will is often opened and read after the funeral.
Conclusion
It can be difficult to think about death, especially our own. Put it is an unavoidable part of life. Pre-planning will ease some of the pressures that will be placed on your family during this difficult time. Plus, it will allow you to make your wishes known, so you’ll be able to go out on your own terms.
